According to this morning’s Wall Street Journal, the health care bill currently on the table would appoint a “health choices commissioner” who will decide what counts as “essential benefits” in an insurance contract and which would require all insurance policies to have these benefits.

An insurance company should be able to create a contract that offers whatever benefits it wants. The consumer is then free to accept the contract at the price offered or not.

Its that simple. Imagine if the government came into your store and required you to sell certain goods to everyone who entered…whether or not they wanted the good and whether or not you could make a profit on the goods.

No one would think that situation a proper use of government power.